Modern Cash Flow Planning for SMBs

Know what’s next for your cash

Plan payments, sync transactions, and get AI-powered recommendations to avoid cash gaps before they happen.

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Discover a smarter way to
manage your business cash flow.

Plan your cash ahead. Avoid surprises.

From daily balances to long-term scenarios, stay in control of your cash flow.

Planning on the Go

Make day-to-day cash flow planning a simple mobile habit. Add recurring or one-off payments in seconds.

Cash Risk Detection

See the exact date your balance turns negative and why.  Forecast across every account and currency.

Automatic Reconciliation

We automatically match bank transactions to plans, reconcile any differences and adjust your forecast.

What-If Scenarios

Move payments, add costs, or update income. Compare the impact on your cash flow.

AI Cash Flow Analyst

Ask questions, understand what’s driving your forecast, and get recommendations for what to do next.

Built for Founders

Full cash flow visibility
without hiring a finance team.

Agencies & Studios

Design, software and game development, marketing, branding, creative agencies.

Retail

E-commerce, marketplaces, retail stores, independent shops, and specialty stores.

Hospitality

Cafés, restaurants, bars, bakeries, hotels, and small hospitality groups.

Professional Services

Business advisors, law firms, accounting practices, recruitment agencies.

Digital Products

SaaS, AI products, mobile apps, online platforms, digital courses, marketplaces.

... and beyond

Any small businesses that want greater transparency and control over their cash.

Simple pricing

Two plans to fit your business goals.

Free

For a business with one account
and short-term cash planning

€0

/mo

1 business profile

1 bank account

3-month cash flow forecast

1 month of historical data

Up to 4 payment categories

Get Early Access

PRO

Multiple businesses and accounts,
long-term scenarios, AI, and integrations

€29

/mo

Unlimited business profiles

Unlimited bank accounts

36-month cash flow forecast

Unlimited historical data

Unlimited payment categories

What-if scenarios

Project tracking

Receipt & invoice scanner

AI cash flow analyst

Bank integrations

Get Early Access

FAQs

Everything you need to know before getting started.

What is Finriver?

Finriver is a cash flow planning tool that helps founders track, forecast, and control business cash without building a finance team.

How can I use Finriver?

Finriver is a mobile-first app designed to keep your cash flow control always within reach. You can plan, review, and manage your cash directly from your phone, wherever you are.

Can Finriver warn me about cash gaps?

Sure. Preventing cash gaps is one of Finriver’s core goals. We identify when your projected balance may fall below zero and notify you before it becomes a problem.

Do I need finance or accounting experience?

No. Finriver is simple, intuitive, and designed to be easy to use. No financial expertise or special skills required.

Can I manage multiple businesses and accounts?

Yes. Finriver PRO lets you manage multiple businesses and multi-currency accounts in one place.